A Preferred Provider Organization (PPO) is an organization of medical providers delivering health care on a discounted, fee-for-service basis. Employees can choose care in- or out-of-network. If services are received from a preferred provider (in-network), both the employees and the employer can realize substantial discounts. If services are received from non-PPO providers (out-of-network), the plan still covers the services, but at a reduced reimbursement level. PPOs are one of the most flexible forms of managed care, providing savings and allowing the employee the option of receiving care from any provider.
SIP has contracts with national, regional and local PPO networks that can serve the needs of employers with both single and multiple locations. In fact, we have access to virtually any provider that a customer may choose to use.
(Note: We have contracts with many PPO organizations. Most plans limit access to no more than one PPO organization for their employees. In order to determine which PPO covers you, please refer to your ID card or your Summary Plan Description, Schedule Of Benefits. Your PPO should be clearly identified. Once identified, select the appropriate "hot key" below.)
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