A Preferred Provider Organization
(PPO) is an organization of medical providers delivering
health care on a discounted, fee-for-service basis.
Employees can choose care in or out of network. If
services are received from a preferred provider (in-network),
both the employees and the employer can realize substantial
discounts. If services are received from non-PPO providers
(out-of-network), the plan still covers the services,
but at a reduced reimbursement level. PPOs are one
of the most flexible forms of managed care, providing
savings and allowing the employee the option of receiving
care from any provider.
SIP has contracts with national, regional and local
PPO networks that can serve the needs of employers
with both single and multiple locations. In fact,
we have access to virtually any provider that a customer
may choose to use. |
(Note: We have contracts with many
PPO organizations. Most plans limit access to no more
than one PPO organization for their employees. In
order to determine which PPO covers you, please refer
to your ID card or your Summary Plan Description,
Schedule Of Benefits. Your PPO should be clearly identified.
Once identified, select the appropriate "hot
key" below.) |